Waterford is an census-designated place in central Waterford Township, Washington County, Ohio, United States. Although it is unincorporated, it has a post office, with the ZIP code of 45786. It is located on State Route 339 across the Muskingum River from the village of Beverly, slightly below where Wolf Creek meets the Muskingum. The community is home to both schools of the Wolf Creek School System. Waterford Elementary serves grades K through Eighth. Waterford High School serves 9-12th.A post office called Waterford has been in operation since 1811. The name may be derived from Waterford, Massachusetts.